Finance and Interest-free credit

V12 Retail Finance is a UK specialist Retail Finance provider. Based in Cardiff, V12 has been offering Retail, Point of Sale and Interest-Free Finance and for over 20 years, specialising in Online Finance for the past 10 years, through their long-term dedicated funding lines.

Terence Lett Jewellers LTD is authorised and regulated by the Financial Conduct Authority (FRN 692626). Registered in England and Wales. Registration No 04700873. Registered office: Beaver House, 23-28 Hythe Bridge Street, Oxford, OX1 2EP. Terence Lett Jewellers LTD  acts as a credit broker and not the lender.

V12 Retail Finance Limited act as a credit broker and introduces to one or more lenders, for which they will receive a commission. V12 Retail Finance is authorised and regulated by the Financial Conduct Authority (Registration no: 679653). Registered in England and Wales 4585692. Registered office: One Arleston Way, Solihull B90 4LH. V12 Retail Finance is a trading name of Secure Trust Bank PLC.

A little bit of history about V12 Retail Finance
V12 owned by Secure Trust Bank plc have pioneered multichannel accessibility and functionality in the Retail Finance sector through its online software system. They are proud of their innovative approach, which has seen V12 forge long-lasting, mutually profitable relationships with their retail partners.

In 1995, V12 was the first lender to launch into the Healthcare sector with specialist Dental Finance. They were the first to offer a multi-spend interest-free finance agreement, the first to develop real-time credit application processing, and in 2006 the first to develop a specialist credit application system for Mail Order sales. In 2012 they launched their eSignature system that allows customers to confirm they’ve signed a credit agreement electronically – another simple and effective solution from V12.

At Terence Lett Jewellers we want your finance experience to be as straightforward and easy to use as possible. For this reason, a typical online application will take approximately 15 minutes to complete.

Our finance is available on any product over £500 (not inclusive of Limited Edition and/or Sale products) and each item of this value or greater will feature a finance calculator on the product page. This will give you a good indicator of your monthly repayments and the max/min deposit you would like to do. We operate an extremely flexible finance facility in comparison to our competitors and you can finance with a 10% deposit up to a maximum of 50% of the value of the product. Our Terms of 6, 9, 12, 18, 24, 30 or 36 monthly repayments can be chosen and make for a massive array of options to suit your life.

The calculators available on the product pages are for guidance only; you will be able to choose finance as a purchase method once at the checkout. Once this option has been chosen and your order placed you will be redirected to our V12 Finance secure server to complete the application. This will take around 15 minutes to complete.

If your application is successful and you have paid your chosen deposit percentage then you will be redirected back to our website where your confirmation order email will be sent out to you. Your order is then completed as normal and adheres to our usual delivery regulations.

Please note: Items that are financed via our web-store will be delivered only to the home address provided to V12 Retail Finance

We want to help you in any way that we can with your purchases so if you would like to discuss your finance application at all please feel free to get in contact with us and we will do all that we can to assist you.

Please check the V12 Finance Site for Terms & Conditions information:

If you need any help navigating the V12 finance option please feel free to use our ‘Contact Us’ bar below.

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