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Finance and Interest Free Credit

V12 Retail Finance is a UK specialist Retail Finance provider. Based in Cardiff, V12 has been offering Retail, Point of Sale and Interest Free Finance and for over 20 years, specialising in Online Finance for the past 10 years, through their long-term dedicated funding lines.

A little bit of history about V12 Retail Finance
V12 owned by Secure Trust Bank plc have pioneered multichannel accessibility and functionality in the Retail Finance sector through its online software system. They are proud of their innovative approach, which has seen V12 forge long-lasting, mutually profitable relationships with their retail partners.

In 1995, V12 was the first lender to launch into the Healthcare sector with specialist Dental Finance. They were the first to offer a multi-spend interest free finance agreement, the first to develop real-time credit application processing, and in 2006 the first to develop a specialist credit application system for Mail Order sales. In 2012 they launched their eSignature system that allows customers to confirm they’ve signed a credit agreement electronically – another simple and effective solution from V12.

At Terence Lett Jewellers we want your finance experience to be as straight forward and easy to use as possible. For this reason a typical online application will take approximately 15 minutes to complete.

Our finance is available on absolutely any product over £500 (not inclusive of Limited Edition and/or Sale products) and each item of this value or greater will feature a finance calculator on the product page. This will give you a good indicator of your monthly repayments and the max/min deposit you would like to do. We operate an extremely flexible finance facility in comparison to our competitors and you can finance with 10% deposit up to a maximum of 50% of the products value. Our Terms of 12, 18, 24, 36, 48 or 60 monthly repayments can be chosen and make for a massive array of options to suit your life.

The calculators available on the product pages are for guidance only; you will be able to choose finance as a purchase method once at the checkout. Once this option has been chosen and your order placed you will be redirected to our V12 Finance secure server to complete the application. This will take around 15 minutes to complete.

If your application is successful and you have paid your chosen deposit percentage then you will be redirected back to our website where your confirmation order email will be sent out to you. Your order is then completed as normal and adheres to our usual delivery regulations.

Please note: Items that are financed via our web-store will be delivered only to the home address provided to V12 Retail Finance

We want to help you in any way that we can with your purchases so if you would like to discuss your finance application at all please feel free to get in contact with us and we will do all that we can to assist you.

Please check the V12 Finance Site for Terms & Conditions information: http://www.v12retailfinance.com/terms-and-conditions

If you need any help navigating the V12 finance option please feel free to drop us an email or talk to us through our live chat feature.